On-Campus vs Off-Campus Living: Which is Better for University of London Students in 2025?

Alliance House • City, University of London

The dream to study in London sounds perfect. But it is not always easy. The biggest decision students need to make is choose their stay. If you’re studying at the University of London, you’ll find both on-campus and off-campus student accommodation options. They come with their own pros and cons.  

Don’t worry, this blog is your ultimate guide. It will help you pick one between on-campus and off-campus housing. Finally, you can choose what fits your academic goals, lifestyle, and budget.

On-Campus Accommodation

On-campus accommodation are usually university-managed residence hall. They are usually within or very close to campus building, offering convenience and immersive university experience.

On-Campus Housing Benefits:

  • Walking distance to lectures, libraries, labs 
  • Utilities and internet usually included in rent 
  • Easier to make friends and integrate into student life 
  • University security and maintenance support 
  • Ideal for first-year or international students

Cons of On-Campus Housing:

  • Less privacy due to shared facilities 
  • Limited availability and competitive booking 
  • May be more expensive per square foot 
  • Less freedom in choosing room layout or furnishings

Off-Campus Student Housing

Off campus option include private studios, shared flat, and purpose-built accommodation. They are usually managed by private landlord or companies. Students can find them in area like Bloomsbury, King’s Cross, Camden, and Clerkenwell.

Off-Campus Housing Benefits:

  • Options to live with friends or alone 
  • Can choose location based on lifestyle and budget 
  • Modern amenities like gyms, cinemas, and private kitchens 
  • Flexible contract types and room customization

Cons of Off-Campus Housing:

  • Travel time and transportation costs 
  • Need to manage bills and maintenance (in some cases) 
  • May feel disconnected from campus events 
  • Not always included in student support services

Comparing Cost: On-Campus vs Off-Campus Housing

You probably already know that affordability and London do not go hand in hand. But sometimes learning how to manage costs can be helpful in saving a few bucks. Given below is a rough comparison of the cost of living in London for both on and off campus housing.

Table: Estimated 2025 Monthly Housing Costs in London

Accommodation TypeAverage Monthly Rent (GBP)Utilities Included?
On-Campus (Single Room)£800 – £1,200Yes
Off-Campus (Shared Flat)£700 – £950Mostly
Off-Campus (Studio)£1,000 – £1,500Sometimes

Note: Prices vary by location, property type, and included services.

Factors to Consider Before Choosing Your Accommodation

1. Budget

Your total budget will influence whether you can afford a studio or need to share. Consider all monthly expenses including utilities, groceries, and transport.

2. Lifestyle Preference

Do you prefer a busy, social environment, or a quieter, independent space? On-campus housing suits the former, while off-campus options often cater to the latter.

3. Proximity to Campus

Living on campus means you’re just steps away from classes. With off-campus options, be sure to check commuting routes and times.

4. Length of Stay

University housing often operates on fixed academic-year leases. Off-campus leases can sometimes offer more flexible durations or summer extensions.

5. Safety and Support

On-campus residences usually have 24/7 security and pastoral care. Off-campus locations vary, so research crime statistics, neighborhood reviews, and emergency support access.

6. Reliable Platform

It is important to not compromise on safety, so always book your student housing from a reliable platform like University Living. They offer authentic, trusted and comfortable stays in London for students.

Popular Areas for Off-Campus Student Housing near the University of London

Best Neighborhoods to Live Off-Campus:

  • Bloomsbury – Central and close to several UoL colleges, ideal for walking to lectures 
  • King’s Cross – Excellent transport links and a growing student scene 
  • Camden – Trendy area with music venues, markets, and casual dining 
  • Islington – Offers quieter residential streets with decent access to campus 
  • Shoreditch – A bit farther but known for creative energy and nightlife 

Students can live in accommodation near University of London. But, be sure to visit or research these areas for your needs. These are: commuting time, safety, nearby amenities, and student-friendly facilities.

Key Documents You’ll Need to Secure Student Housing

Whether you choose university halls or a private flat, have the following documents ready: 

  • Valid passport and student visa 
  • Proof of university admission 
  • Guarantor details (UK-based preferred) or advance rent payment 
  • Recent bank statements or financial proof 
  • Completed application or rental agreement 

Having these ready will increase your chances of securing your preferred room.

Final Thoughts

To lead a good student life, it is important to decide between on-campus and off-campus housing. The information above has all the facts that you need about both student housing

To land the perfect accommodation in London, its essential to start looking early. In a city as dynamic as London, properties get booked within seconds. So, start your search now, and book your student accommodation near University of London today.

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